Designed for everyone
Your branchless next-door banking service

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Our agents pay cash withdrawals where there are no ATMs and take customer deposits, process bill payments for utilities, source health insurance, offer buy-now pay-later plans.

Payrail Agency is purpose-built for our agents and super-agents to enable multiple types of transactions in an easy, convenient and cost-effective way.

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We combine highly trained Payrail agents with AI-powered audible conversation to bring financial literacy en masse. We interact daily with farmers, merchants and micro businesses in rural regions to enable comprehensive access to banking and value-added financial services.


Our agents pay cash withdrawals where there are no ATMs and take customer deposits, process bill payments for utilities, source health insurance, offer buy-now pay-later plans.

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Cutting-edge agency banking

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Do the work that pays your bills and makes you proud
We are the first and only comprehensively INCLUSIVE financial services provider.
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    Earn extra income and impact lives by partnering with us
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    Help unbanked and financially excluded communities through our user-friendly interface, incorporating local language voice guidance for customers unable to read
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    Provide cash withdrawals, deposit taking, bill payments, health insurance, buy now pay later plans, among other services
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    Use your mobile phone and our POS terminals to bring financial services to your community
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    Charge commission directly on each transaction
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    Manage your own business using our super-secure network
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    Enjoy support from our multilingual 24/7 support team, including promotional merchandise (caps, T-shirts, etc)
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    Benefit from secure network and full insurance on your POS terminal
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Your questions answered here ↗